INFORMED CHOICE – A Guidance Document for our SERVICE, QUALITY, REGULARITY obligations, PRICE & INFORMED CHOICE & COMPLAINTS Process
The intention of this document is to provide guidance to you, as the consumer, in relation to quality, service and informed choice as to costs and price transparency (as contained in the CLC Regulatory Arrangements) to help you make an informed decision about which legal services provider to choose.
You should read this guidance in conjunction with the CLC Code of Conduct, and our terms of engagement which we will send to you when you request your quote estimate as well as the Estimates and Terms of Engagement Code and the Complaints Code
1). SERVICE INFORMATION
A description of the services we provide
We are exclusive conveyancing property lawyers. It means that are pure specialists in our field. It is one of the main reasons we are successful and are able to offer solutions when conveyancing complications arise, because this is what we do, day in and day out. Within that expertise, we deal with both freehold as well as leasehold transactions.
Key stages of your conveyancing service
For conveyancing services, these are broadly divided into the following categories:-
Indicative timescales
The time from instruction to completion of a sale or purchase of a property freehold will depend on various different factors, examples include the speed of the lawyers in the chain, how proactive you are with your own lawyer, if unusual circumstances arise, or other factors with add to delay such as if you have a mortgage lender or if the property is leasehold.
Individual circumstances may change the timescales to completion, but we will continuously update you as and when such delays are encountered. The UK average is 5 to 6 months. Our average is 2 to 3 months.
The time from instruction and full details within the memorandum of sale from the estate agent, to completion of a sale or purchase of a freehold standard property (with no complications or defects) will depend on various different factors, examples include how proactive and fast you are in collaboration with your own conveyancer, with dealing with requests from the other party’s conveyancers, your ability to pass AML, if there is an unusual circumstance or defects arise, or if there is a leasehold and the landlord or management company delay, or if there is a mortgage lender involved and their responses or required steps are delayed or if there is a delay in the chain etc
Who will look after you? Our staff mix, their experience and qualifications
You will be appointed your main conveyancer. In order for you to get a more efficient service, with better communication and more proactivity, they will work within a small team of conveyancing experts. Each person within that team is responsible for looking after you: For talking to you, updating you and working with other parties in the chain. This means for example, if one of them is out, the others will cover and reduce your risk of delays. These teams are made up of a mixture of Solicitors (more general training, but ours are still specialists in conveyancing) and Conveyancers (dedicated conveyancing experts who have been trained exclusively in conveyancing law and practice).
Information on how we deliver our service
Who is our typical client?
Our typical clients are buyers and sellers; they include first time buyers. They come from all walks of life, and different parts of the country. Our work mainly comes through word of mouth recommendations. As a result, we have dealt with most situations before and can more easily provide a solution gained from experience.
*for further information please Click here.
2). REGULATORY INFORMATION
Who to contact, in the unlikely event that you are unhappy in any aspect of your dealings with AVRillo?
There are two bodies. The Council of Licenced Conveyancers and the Legal Ombudsman. The Legal Ombudsman could help you if you are not happy with your lawyer’s work or service and need to put things right. The Council for Licenced Conveyancers can help you if you think a property lawyer might be dishonest or you have concerns about their behaviour
For your information, the CLC Code of Conduct was made in accordance with s.20 of the Administration of Justice Act 1985; s.53 of the Courts and Legal Services Act 1990; and s.83 of the Legal Services Act 2007.
AVRillo LLP is regulated by the Council for Licensed Conveyancers (CLC) under the Practice Licence number 3421.
Our solicitors within AVRillo are regulated by the SRA (the Solicitors Regulatory Authority).
Our Licenced Conveyancers within AVRillo are regulated by the CLC (Council of Licenced Conveyancers).
All our lawyers are specialist conveyancing.
3). What should you budget for your overall lawyer costs?
Index to Terms and Conditions
A. Cooling off period for you to cancel
B. Money Laundering Regulations
C. Costs Terms:
D. General Terms - Not relating to costs
E. Miscellaneous Compliance and Financial matters
F. More detailed explanation of Option 1 fuller set of searches
A: COOLING OFF Period:
A.1 Cooling off period. The standard Statutory cooling off period is 14 days. As an additional benefit for AVRillo clients only, we will extend this to 60 days cooling off period as follows: If you instruct AVRillo without attending our office you are covered by the Consumer Protection (Distance Selling) Regulations. Notice of Right to Cancel: Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 you have the right to cancel this contract, in writing, within 14 days of you instructing us. This is called the cancellation period.
If you are offered an additional special 60-day money back guarantee i.e. AVRillo’s extended cooling off period, in your estimate then your statutory 14 days is extended to 60 days.
A.2 Cooling off period where you obtain a mortgage. When you are buying with a mortgage your lender will need to give you at least 7 days to reflect on the offer before deciding whether you wish to accept it. Your lender or broker will advise you on how long this period is and whether they require you to formally accept the offer. By instructing us you are instructing us to bind you to the offer of the mortgage and to dispense with the reflection period if this is still active. If you do not wish for this risk to happen it is important to you let us know immediately. If your offer of mortgage is allowed to expire you will be required to apply for a new mortgage, as extensions to your existing offer may not be allowed. You should check and monitor the expiry date as we will not accept any liability for loss which may arise from the expiry of the offer.
B. MONEY LAUNDERING REGULATIONS.Like all firms of solicitors, we are required to ask clients to send us their evidence to comply with their obligations under the UK Money Laundering Laws including identification and source of funds documents. If you do not pass then UK law will unfortunately prevent solicitors from continuing to act for their clients. To assist you we will send our guidelines in the very first letter we send you after we open your file.
C. COSTS TERMS | COSTS MENU
Costs are divided into two parts.
Firstly, brief INDEX to costs
C.1 Basic Costs estimate for a straightforward freehold transaction:
C.2 Optional Services & associated costs menu:
Secondly COSTS section - in more detail (as per the Index):-
C.1 Basic Costs.
Purchase CASE PLAN for a straightforward registered freehold conveyancing. This will include the following work as part of your basic fixed costs: Corresponding with the seller solicitors (not third party such as matrimonial solicitor); preparing a letter to the sellers' solicitors requesting a draft contract, prepare a letter to the estate agents to acknowledge that we are acting on your behalf; calculating searches and requesting search payment, checking deeds when received from the sellers; checking the protocol questionnaires received from the sellers' solicitors, send a letter to you enclosing the contract and protocol questionnaires; checking the local search; check the water search; send a letter to you advising you that the searches are received; raising additional enquiries under the CQS protocol; liaising with you and the seller solicitors and taking instructions from you regarding these additional enquiries; reporting to you on your documents and deeds and allowing you to take a commercial decision on whether the documents available; arranging for documents required for you to sign to exchange contracts; send a letter to you requesting that you sign the contract, agreeing deposit, requesting and paying this in etc.; receiving your instructions of agreed completion date; exchange of contracts; prepare a letter to the sellers' solicitors confirming exchange and all relevant parties; prepare our standard requisitions on title; waiting and dealing with one set of replies to our requisitions on title from seller solicitors; prepare and send a draft transfer to the sellers' solicitors; calculate a completion statement (with any allowances etc.); send a letter to you giving you notice for the funds required to complete; work between exchange and completion to prepare for completion; completion day procedure, sending completion funds to the sellers' solicitors; send a letter to the sellers' solicitors to confirm completion; prepare a AP1 form; prepare and send the Land Registry application by post; acknowledge the form of discharge from the sellers' solicitors when received; send a DS1 to the Land Registry.
Note: Any work outside the case plan is charged as additional costs. If you are not sure then ask your solicitor. So for example if leasehold you should add a leasehold supplement of £597, if you have a lender (and we are on their panel and allowed by them to act) then add £397.
Sale CASE PLAN for a straightforward registered freehold conveyancing. This will include the following work as part of your basic fixed costs:- Corresponding with the seller solicitors (not third party such as matrimonial solicitor); We will order your land registry documents online from the land registry; we will prepare your protocol CQS (conveyancing protocol forms) including:- property information form, we will prepare fixtures form and overriding interest form; we will draft the formal contract of sale to be sent to the buyer solicitors; we will prepare a 'draft TR1' and deal with Requisitions on Title as well as Replies; we will send all contract papers to the buyer solicitors with official copies from the land registry. We will collect and forward on to you additional enquiries and pass on your replies for free. If however your replies to the additional enquiries are not satisfactory for the buyer solicitors because you have missing documents or information such that they consider the title is defective and their client does not accept these, then we will charge an additional hourly rate or a fixed £149 to correspond with the seller solicitors.
Note: Any work outside the case plan is charged as additional work and therefore additional costs. If you are not sure then ask your solicitor. So for example if leasehold you should add a leasehold supplement of £597.00. Other examples include if you have lender (and we are on their panel and AVRillo are prepared to act for that lender-see list below for discounted additional costs or if not including in discounted list, how calculated).
C.2. Optional costs for optional additional work.
C.2(1) OPTIONAL- COMMON to Sale or Purchase (but only if required, no charge otherwise)
Four storeys (i.e. floors) or under 11 metres, £0 additional costs. This work carries extra work and potential risks, but no charge is made as goodwill to an existing client. Between 5 to 6 storeys (i.e. floors) or 11 metres or above, £1397 plus vat, because of the additional work, complexities and risk so high, that many lawyers are not taking on this work at all. From 7 storeys (i.e. floors) or 18 metres or above, £1997 but note, our default position is that AVRillo will not do this work at all, except by prior arrangement, at our discretion because of what lawyers consider to be even more of a risk than the other two categories. If we do act, but we. Note: If your lender is Nationwide, Barclays, Mortgage Works, HSBC, First Direct because of the further additional risk, and further additional work, and requirements by these lenders, many lawyers, including us, will not act, for any blocks with 5 storeys plus or above 11 metres. We will only do so as an exception, at our discretion, and if we do, our additional charge will be limited to £1997 as a goodwill exception, but only by prior arrangement with us. We may not act for certain lenders where we consider their UK Finance Instructions too onerous.
- Recovery of service charge payments when acting on a sale - as AVRillo are neither surveyors nor landlord and tenants experts we will not be advising you on the potential recovery of any service charge payments that may already have been made for remediation costs for building safety works you will need to take independent, expert, advice in this regard.
- In agreeing for this firm to act on your behalf in this transaction you acknowledge that our firm cannot be held liable for any loss, diminution, or inconvenience that you may experience as a result of –
By agreeing our terms you are declaring that you understand the above information and waive your right to bring about any action for professional negligence or breach of contract against this firm should you experience any loss or detriment of any kind resulting from or relating to the BSA 2022 or any information, explanation or advice from this firm on the BSA 2022 (including but not limited remediation costs) following completion of your purchase. It is important that you understand and acknowledge that this firm does not owe you a duty of care and that there can be no contractual liability arising from this retainer from any loss or damage you sustain concerning the application of the BSA 2022 to your acquisition or any service charge liability arising from your acquisition. You proceed on you at your own risk with regard to future remediation costs or additional service charge costs arising from the BSA 2022 or due to the lack of protection afforded to you by the BSA 2022.
C.2(2). OPTIONAL- UNIQUE to SALES. In addition to C.2(1)-(but only if required, no charge otherwise )
£227.00 Additional enquiries only if seller has inadequate information or missing documents such that the buyer cannot buy. Note. The first two sets of enquiries are not charged. Subsequent charged at one off discounted fee of £227.00.
C2(3). OPTIONAL- UNIQUE to PURCHASE. In addition in C.2.(1). No charge if not required.
Searches Option 1: A fuller personal 5 searches pack: see section for conditions to qualify and benefits to you.
Conditions: You can only purchase this at the start as it has discounted costs and attached benefits. Plus, a) Property must be under £909,000.00 for block indemnity insurance cover and b) Must be under £100,000,000 for personal searches,
Benefits and Costs: Rather than just the mandatory 2 searches (*which means you are probably at risk of not only limiting your investigation, and discovery of expensive issues/ defects until later but also lead you to having to order the 3 other searches later at a higher non discounted costs). The benefits of the 5 pack search includes: The 5 searches (not 2); a block indemnity insurance policy (worth up to £500); a free 2nd set of the 5 searches (worth up to £463.80) plus our costs for facilitating all five searches:
What are the 5 searches? Contamination Search (AVR fee £60.73 + vat + Conveyancing Data search company cost of £36.60; total £109.47); Chancel Search (AVR fee £70.17 + vat + Conveyancing Data cost of £24.66 disbursement; total £108.86);
Flooding Search (AVR fee £66.57 +vat + Conveyancing Data cost of £29.28 disbursement; total £109.16);
Local Authority search (AVR fee of £26.34 + £5.27 vat + 46.80 for the Conveyancing Data disbursement; total £78.41);
Water Drainage search (AVR fee of 30.25 + £6.05 vat + 21.60 Conveyancing Data disbursement; total £57.90). If you need any other searches, such as tin if you are in Cornwall or Coal in the midlands areas, then we will let you know after we know, and open your case. Some times we will not even know unless other risks are revealed that need an additional search.
Searches Option 2: Basic mandatory only: Official Local Authority and Water searches only (circa £250) but limited protection as they only search the water drainage, which has limited content and the Local Authority Register. If you require other searches in option 2, then you will need to pay for them separately, You also do not get Block policy as in option 1 nor do you get a free set of searches (as per option 1).
Disclaimer if you choose option 2: Sometimes a lender or the area or an additional risk, will need a further search to be required by you to purchase (often those being set out in option 1. However, if you are buying these separately they will cost you more than option 1). Also note, in respect of option 2, AVRillo has to exclude liability for any loss you suffer as a result of not picking up defects, etc which would have been picked up or protected against if you had taken out the option 1 option of the 5 search pack and other benefits.
Note: If you are unsure, or want a cost price for anything outside the basic and fixed discounted additional options, ask your lawyer, they will explain your options and your choices.
C.2.4: Hourly Rate: OPTIONAL Only if you need additional work not listed in the discounted lists in c.2.3 (i.e. such as a trust deed or a lease extension or new build) in which case such additional work is charged hourly rate of the conveyancer who looks after you as follows: - £135 (under 1 years' conveyancing experience); £175 (1-4years'experience); £195 (5-10 years); £215 (11-15 years'); £245 (Partner or Conveyancer with over 17 years' experience).
4). COMPLAINT PROCESS
In the unlikely event that something goes wrong we want to reassure you that we want you to notify us immediately. We would rather hear if something goes wrong as early as possible because we then have the opportunity to find out what happened, clarify and put right. It also gives us the best opportunity to ensure things run smoother in the future.
The first thing we ask you to please do is notify both your individual lawyer, and the partner. We do not want anything left until the end, where memories fade. If done immediately, it also gives us the best chance of a full investigation and the best chance of putting it right.
Please do not feel that a complaint will risk a breakdown in our relationship. It will not. It will help that relationship as it will help us better understand how you feel, and give us a chance to explain.
The best way to notify us is in writing, and preferably by copying your own lawyer, but and sending a copy to the reporting partner at the same time.
As AVRillo is regulated by the Council of Licenced Conveyancers (CLC) we want to mention that the ‘ Reporting Problems’ section of the CLC website provides more information about the complaints process.
For your information, The Legal Ombudsman is unable to investigate a complaint if you haven’t already complained to your service provider, ie AVRillo. That you will only review the complaint after you and AVRillo have gone through our internal complaints procedure.
AVRillo is committed to providing a high-quality legal service to all our clients, and whilst we aim to provide the highest standards of service, we recognise that, as with any other service provider, misunderstandings can sometimes arise. If you have a complaint, please notify us immediately. Rest assured, we won’t get offended, and it will not compromise your case but may help progress it. We prefer to know about any issues as soon as possible, as it will help to better resolve them. The longer you take to make a complaint, the harder it becomes for us to resolve this to your satisfaction.
AVRillo is a legal firm regulated by the CLC - Council of Licenced Conveyancers. As such we follow the Licenced Conveyancers code and also cooperate fully with the Legal Ombudsman if appointed. We will comply with Outcome Focused procedure in respect of complaints. That means we investigate your complaint and deal with the required steps if the service we provided is not expected of a reasonable conveyancer and/or a reasonable conveyancing firm, and we will provide appropriate redress steps.
We will treat complaints seriously and provide appropriate options, and we aim to deal with your complaint to your satisfaction, but if not, you have a right to make a complaint to the Legal Ombudsman.
However, before the Legal Ombudsman will accept a complaint for investigation they will check with you that that you have tried to resolve your complaint with us first.
The complaint procedure below describes the stages and processes to follow before the Ombudsman accepts your complaint. Note. Please take the contents of this document as the document setting our complaint procedure.
How do you notify us of your complaint?
Notify your conveyancer by email and send a copy of your complaint to our Compliance Office for Legal Practice (“COLP”), Mr A V Piccirillo avp@avrillo.co.uk.
In writing: Please set out your complaint in writing so a record is kept of the evidence and information you submit in support of your complaint so your complaint can be more accurately investigated, and a written and transparent record kept for future consideration, including for the Ombudsman if the complaint is not settled to your satisfaction and the matter proceeds for their adjudication.
Note. We comply with equality legislation and make reasonable adjustments to prevent persons with vulnerabilities or disabilities from being placed at a substantial disadvantage, meaning we may be able to adjust the in-writing need, but only as a last resort because not being in writing does not allow for as accurate and contemporaneous historical recording of the complaint process.
Below are the complaint procedure and timescales for dealing with the complaint.
Note. All days are referred to as ‘working days’. They exclude a Saturday or a Sunday and bank holidays. They will start from the working day following receipt of correspondence (letter or email). So e.g. if a correspondence is received on Monday afternoon, 1st May, the working days time frame commences on Tuesday 2nd May, and 3 working days means the expiry of the 3rd working day will be by Thursday 4th May.
We aim to provide you with an initial outcome following the end of the investigation within 28 working days unless time is extended for any delay in you providing any further clarification, information or evidence to allow the investigation actually to commence and for any delay or forwarding the same during the investigation.
Timeframes and Stages.
Stage 1: Within 2 to 3 working days following receipt of your complaint.
We aim to contact you within 2 to 3 working days following receipt of your complaint to acknowledge receipt.
Stage 2: Within 4 to 7 working days following the end of stage 1.
During this period, a senior member of staff (who may or may not be the final investigating officer) will read your complaint and write to you with:
Either
2.1 A request as part of our ‘information, clarification and evidence gathering stage’.
This will be requested if more information, clarification and evidence is required from you for a considered investigation of your complaint. This means that clarification, information or evidence will be needed before the investigation can actually commence to give a fair and impartial decision based on evidence; after the investigation is concluded, evidence is provided in full to allow that investigation to be concluded. If the clarification, information or evidence provided is still insufficient to carry out a full investigation, then for due diligence to ensure you have a detailed consideration of your complaint, we will raise further requests for clarification, information or evidence until your replies are fully set out sufficient clarification, information or evidence to move onto the investigation.
Therefore, until the said information, clarification and evidence are returned by you, the timescales of the said 4 to 7 days, as referred to in this stage, will be suspended (frozen). That time frame will start again when all the information, clarification and evidence is provided in full to allow the investigation to commence.
Note. “Information, clarification and evidence” stage
As part of the information, clarification and evidence stage, we will send your comments to the person you have complained about. This will ensure transparency and allow us to gather their comments on your complaint and their version of the events. We may send it to you and ask you to reply to those comments. These will be sent to them, and the same cycle will repeated until we have a set of agreed versions or disputed events. This will then conclude this “information, clarification and evidence” stage, following which the investigation will formally commence and the investigator appointed. During this period, one of the partners or another senior member may assist in the information, clarification and evidence stage needed before an investigator is appointed.
Or
2.2 The name of the investigator appointed to investigate your complaint will be set out to you if we feel there is no need for further information, clarification and evidence as in 2.1.
Note. The “Investigator” we appoint will be a senior member of staff to review your complaint (“the investigator”). The reason why this investigator is only appointed at conclusion of information, clarification and evidence stage, is because we will appoint the investigator available at that time. If appointed earlier, that earlier person may not be subsequently available. Furthermore, these times may be extended if the investigator is subsequently indisposed, e.g., sick or out of office. If that person is indisposed by more than a 7 working days delay, you can wait or ask for another investigator to be appointed but allow them a reasonable time to come up to speed with the investigation within 7 days unless complexities or other circumstances reasonably warrant more.
Stage 3. Within 3 working days following the conclusion of stage 2, the investigator will review your complaint, and they will request a full report for the conveyancer that acted for you.
Stage 4•: Within 5 working days following the conclusion of stage 3, the acting conveyancer or person you have complained about, if different, will provide the necessary information to the investigator.
Stage 5. Within 7 working days following the conclusion of stage 4, the investigator will review the report provided by the conveyancer and provide an outcome response to you of their investigation. They will, if appropriate, possible suggestions for resolving the matter.
What to do after the conclusion of stage 5.
Within 7 working days following conclusion of stage 5, receipt of those suggestions, you wish to comment or accept the outcome report, please write to the investigator.
Note: Timescales. Occasionally, depending on the complexity of the matter, we may request an extension to the timescales quoted above. But we will notify you in writing if that is the case.
What if I am still not satisfied with the outcome?
If you are dissatisfied with our handling of the complaint and would like us to review how we have dealt with it, In that case, we offer you the right to request that a Partner (or a different Partner, in the event the original complaint was investigated by a Partner) be asked to review the response to your complaint.
A Partner (or a different Partner) will be appointed to conduct a review within 5 working days of your request. The appointed Partner will then have 15 working days to investigate and provide a complete response to you, including an explanation of the reasons behind their decision.
Occasionally, depending on the complexity of the matter, we may request an extension to the timescales quoted above. But we will notify you in writing if that is the case.
If, following the review by a Partner, you are still not content with our response, you can refer the matter either to the Legal Ombudsman or the Council for Licensed Conveyancers, depending on the nature of your complaint (please see below).
Who is the Legal Ombudsmen, and what do they do?
The Legal Ombudsman was established to help resolve disputes between consumers and legal service providers.
The Legal Ombudsman deals with complaints about poor service, some examples of which would be:
• Delays;
• Failure to advise you of significant issues;
• Not responding to e-mails, letters or calls;
• Giving unclear advice;
• Charging an amount you are not happy with;
• Not doing work within the timescale; it should have been done.
Before accepting a complaint for investigation, the Legal Ombudsman will check that you have tried to resolve your complaint with us first.
If you have, then you must take your complaint to the Legal Ombudsman:
• No more than one year from the date of the act or omission being complained about or
• No more than one year from the date when you should have realised that there was cause for complaint;
And Within six months of receiving a final response to your complaint.
The Legal Ombudsman can be contacted as follows:
Visit www.legalombudsman.org.uk
Call 0300 555 0333 between 10 am to 4 pm.
Relay UK: 18001 0300 555 0333
Email enquiries@legalombudsman.org.uk
Legal Ombudsman PO BOX 6167, Slough, SL1 0EH
Who is the Council for Licensed Conveyancers (“CLC), and what does it do?
The CLC regulate specialist conveyancing and probate lawyers to protect consumers. The CLC will NOT consider complaints about poor service. They will, however, consider complaints about a lawyer's honesty or ethics, which may breach their code of conduct. Examples of this will include:
• Losing your money;
• Acting dishonestly in giving you advice;
• Continuing to act for you when your interests conflict with those of your conveyancer or another client;
• Discriminating against you.
A complaint can be made using this form: https://www.clc-uk.org/wp-content/uploads/2021/03/CLC-Complaint-Form-2021.pdf
The CLC can be contacted as follows:
Tel: 020 3859 0904
Email: clc@clc-uk.org
Postal address:
Council for Licensed Conveyancers
WeWork
120 Moorgate
London EC2M 6UR
Do I have any other options?
Yes, you can also refer your complaint to an Alternative Dispute Resolution (“ADR”) body under the Alternative dispute resolution directive. You can ask them to mediate and try to resolve the complaint if our internal complaint procedure does not resolve it.
Alternative complaints bodies include one of the following: Ombudsman Services, ProMediate, and ADR Group, which are competent to deal with complaints about legal services should both you and AVRillo wish to use such a scheme.
For example, you can address your complaint about ADR mediation to ProMediate Legal Complaints Service. They are competent in dealing with complaints against legal services providers and can be used if you and AVRillo agree to that scheme.
Their website is http://www.promediate.co.uk/professionals-complaints/consumer-guidance/.
You write to us to confirm whether you agree to use ProMediate or not agree to use ProMediate. Their contact details are:
0203 621 3908 OR
0782 796 1764 OR
You can also contact other ADR groups and review their website for similar information