"Part B" Material Information

Establish Part B information for all properties, considering it material when it involves maintenance or repair costs, impacts mortgage availability, influences relevant insurance product availability, or affects property use or enjoyment. This ensures consumers can make informed decisions about further property investigation.

This section includes:

The physical characteristics of the property

Property Type

A listing must accurately describe the property type, which may include options like:

  1. – Semi-detached
  2. – Terraced
  3. – Bungalow
  4. – Studio

Material Information - Part B -Property Type

Quote: “NTSELAT’s view is that the property type is always considered material information for every property listing. “

Property type influences considerations like leasehold costs for flats versus houses. For non-standard types, provide additional details in free text. If in a tall building, specify the floor. If above commercial premises, note potential mortgage impact.

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Material type / materials used in construction

Ensure property listings accurately describe construction materials, considering impacts on buyer enjoyment, mortgage availability, and insurance products.

Material Information - Part B - materials used in construction

Common examples include:

  1. Thatched roofs
  2. Prefabricated buildings
  3. Timber-framed windows

Listings should offer a clear understanding of material makeup through comprehensive photography. However, they must not use photography to conceal details that significantly affect buyers.

Quote: “NTSELAT’s view is that the material type / materials used in construction is potentially material information where there is an impact on the buyer. “

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The number and type(s) of room 

Property listings must accurately describe the number and type(s) of each room, including intended or current use and room size details (e.g., measured between internal walls).

Floor plan diagrams may be used instead of written measurements. Descriptions should highlight areas affected by room shape, such as bedrooms with sloped roofs/ceilings.

Rooms should not be labelled as “bedrooms” if they don’t meet building regulations. Consult building regulations, planning documents, or the local council when uncertain.

Quote: “NTSELAT’s view is that the numbers and types of room are always considered material information for every property listing. “

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Utilities

Electricity supply

In crafting your property listing, ensure it provides an accurate account of the electricity supply, covering:

  1. – Wind turbines for sustainable energy
  2. – Solar PV (Photovoltaic) panels for green power
  3. – Generator/private supply with specified type

Also, highlight:

  1. – Details on storage batteries and electric vehicle charging
  2. – Any lease agreements with third parties for supply or installation

Owners/sellers should readily furnish this essential information to agents for a comprehensive listing.

Material Information - Part B - utilitiesSS

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Water supply

In your property listing, ensure an accurate description of the water supply for domestic use, noting if it’s metered. Common examples include:

  1. – Wells
  2. – Boreholes
  3. – Springs

These supplies may entail homeowner responsibilities, such as maintenance and water quality control, per local regulations (e.g., Under The Water Industry Act 1991 in England and Wales).

If the supply originates beyond the property boundary, disclose relevant access issues (e.g., easements, wayleaves) for maintenance or repair.

Owners can furnish this data to agents, while title documents, lease agreements, and deeds can be reviewed for land rights/restrictions.

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Sewerage

Accurate description of sewerage arrangements should be included in property listings.

Common examples:

  1. – Septic tank (including tank type)
    – Domestic/small sewage treatment plants (including plant type)
    – Cesspit
    – Cesspool

Maintenance and costs vary; may have additional registration requirements. Responsibility for property boundary drains should be disclosed. The existing property owner should provide this information to the agent.

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Heating

When listing a property, it’s crucial to provide an accurate description of its heating setup. Here are some common examples of heating types to consider:

  1. – Electric central or room heating
    – Communal heating systems (heat networks, and community/district heating system(s))
    – LPG/oil central heating (tanks and/or bottles)
    – Wood burner/open fire
    – Biomass boiler
    – Solar panels and related technology
    – Ground or air source heat pump

Each of these heating sources comes with its own set of considerations and maintenance requirements. It’s essential to detail all sources of heating to ensure potential buyers or tenants have a clear understanding of what to expect.

Moreover, property agents should indicate if there are separate arrangements for water heating and space heating. For instance, a property might feature a gas boiler for water heating while relying on electric radiators for room heating.

By providing detailed information about the heating systems in a property listing, agents can help buyers and tenants make informed decisions that align with their needs and preferences.

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Communal heating systems

When a property features a communal or district heating and/or cooling system, such as in a managed block of flats, it’s crucial to include the following information in the listing:

Charging Method: Clarify how the cost of the heating supply will be charged. Will prospective buyers be billed based on usage, through a general apportionment, or as part of a service charge?
Energy Provider Control: Indicate whether prospective buyers will have any control over selecting the energy provider for the communal system.
Heating Control: Specify whether prospective buyers will have any control over the heating system, including the ability to turn it on and off.

Typically, communal or district systems energy is supplied under a commercial contract through the freeholder or block manager. Consumers often have limited control over its management but are responsible for covering associated costs. It’s essential to inform consumers about this arrangement to manage expectations.

Furthermore, if any heating equipment within the property is leased rather than owned outright (e.g., leased solar panels from a third party or company), this detail should also be included in the property listing.

Providing transparent information about communal heating systems and associated arrangements ensures that potential buyers or tenants are well-informed about the property’s heating setup and associated responsibilities.

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Broadband

In a property listing, it’s essential to accurately describe the broadband supply available. Here are some common examples of broadband types to consider:

  1. ADSL copper wire
  2. Cable
  3. FTTC (fibre to the cabinet)
  4. FTTP (fibre to the premises)

Please note that this list is not exhaustive. Broadband installation types may be available from Fibre broadband | Openreach.

In cases where a property has an exclusive or dedicated broadband supplier, such as in a new build property estate, the listing should specify whether the buyer can change providers on the open market.

Material Information - Part B - broadband speed

If there is no primary broadband infrastructure/supply, including other relevant options that allow internet connection, such as satellite or mobile services, is crucial.

For specific information regarding speeds and coverage in the area, we recommend directing potential buyers to the Ofcom checker for accurate details.

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Mobile signal/coverage

When creating a property listing, it’s vital to accurately describe the mobile signal and coverage available at the location. This should encompass any known issues or restrictions regarding mobile phone signals.

Sellers and agents are responsible for disclosing any known issues with mobile phone signals, including areas of restricted coverage specific to the property. Being transparent about these factors allows potential buyers to make informed decisions regarding their connectivity needs.

Material Information - Part B - mobile coverage

To offer buyers insight into specific speeds and coverage in the area, it’s advisable to direct them to the Ofcom checker. This resource provides valuable signal strength and network coverage information, helping buyers assess whether the property meets their mobile connectivity requirements.

By including detailed information about mobile signals and coverage in the property listing, sellers and agents can ensure that potential buyers clearly understand the connectivity situation, facilitating informed decision-making.

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Parking

In a property listing, it’s essential to accurately describe the parking availability at the location. Here are some common examples of parking options to consider:

  1. – Drive
  2. – Garage
  3. – Street parking (permit/no permit required)
  4. – Communal car park (with or without allocated spaces)
  5. – No parking available

Please note that this list is not exhaustive. A property may offer multiple parking options, and all available options should be listed in the property description.

If car parking is part of any service charge, it should be included in the service charge details. If it requires a separate payment, this information should also be included.

Allocated parking

Furthermore, details regarding the location of allocated parking in relation to the property should be provided. Additionally, if there are designated disabled parking spaces, such as on-street dropped-kerb disabled bays, this information should be included where known.

By detailing the parking options and related details in the property listing, potential buyers can assess whether the property meets their parking needs and preferences.

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Electric vehicle (EV) charging capabilities

Property agents are encouraged to provide information regarding existing or potential electric vehicle (EV) charging capabilities at the property. Additionally, if a property is eligible for obtaining a parking permit, such as in a local authority Residents’ Parking Zone, buyers should be informed of any associated costs or limitations.

Parking space

Agents may find it beneficial to specify whether the parking space is included in the title deed or if there is a separate deed/contract for the parking space. This detail helps buyers understand the ownership status of the parking facility.

While some properties may have access to other car parks, it’s important to note that this differs from a communal residential car park. Consumers should be aware that accessing alternative car parks may result in additional insurance costs, and this information should be disclosed to them.

By providing comprehensive information about EV charging capabilities, parking permit availability, ownership status of parking spaces, and potential insurance implications of alternative car parks, property agents ensure that buyers are well-informed about parking-related matters, helping them make informed decisions regarding their property purchase.

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